Comments for avoid-homeforeclosure - blogs http://blogs.avoid-homeforeclosure.com Just another WordPress weblog Wed, 07 Jan 2009 13:24:52 +0000 http://wordpress.org/?v=2.5 Comment on Balloon amortization by xxfovm http://blogs.avoid-homeforeclosure.com/balloon-amortization/#comment-3634 xxfovm Tue, 06 Jan 2009 09:43:45 +0000 http://blogs.avoid-homeforeclosure.com/?p=69#comment-3634 ecbnazxwktqnwimoorxgvidfckxfbg ecbnazxwktqnwimoorxgvidfckxfbg

]]> Comment on Foreclosures Can Be Avoided (Or Prevented) by chelll http://blogs.avoid-homeforeclosure.com/foreclosures-can-be-avoided-or-prevented-2/#comment-2798 chelll Fri, 02 Jan 2009 10:09:05 +0000 http://blogs.avoid-homeforeclosure.com/?p=20#comment-2798 Well, very interesting article … thanks Well, very interesting article … thanks

]]> Comment on Loan Modification program from FDIC to help distressed IndyMac borrowers by Family of 5 Nearly Homeless http://blogs.avoid-homeforeclosure.com/loan-modification-program-from-fdic-to-help-distressed-indymac-borrowers/#comment-1017 Family of 5 Nearly Homeless Sun, 21 Dec 2008 06:14:43 +0000 http://blogs.avoid-homeforeclosure.com/?p=30#comment-1017 We are several months behind and are having the same problems with Indymac. It is very upsetting to me because we started calling Indy as soon as we knew we weren't going to be able to make our paymnet. We only get the run around and told me don't qualify yet.. fist you had to be 30 days behind then 90 etc.. so here we are past 90 and still can not get a straight answer.. they keep saying call back in 2 weeks. however everytime you call the number you get the "if you are having difficulty making your payments pls talk to a rep.. we are offering this that and the other to help you" ya know! and you can't get past the same dang people on the phone because once you put your loan number or phone number or anything to identify you... you pretty much go straight to collections! We are now working with housing resources to see if they can help get us somewhere... I mean where am i going to go? If i lose this dang house we are down and out for sure because we seriously can not pay rent for cheaper than our mortgage. At first indy was saying how they would make the house payment lower and add the difference to the end of the loan.. but now NOPE no such thing really. My husband was in an accident at was out of work for nearly 6 months... his family paid the first 3 months because we were under the impression IndyMac would be able to do something to help save us. Everyone says they don't want another FC on their hands but I wonder if that's a ploy! We are several months behind and are having the same problems with Indymac. It is very upsetting to me because we started calling Indy as soon as we knew we weren’t going to be able to make our paymnet. We only get the run around and told me don’t qualify yet.. fist you had to be 30 days behind then 90 etc.. so here we are past 90 and still can not get a straight answer.. they keep saying call back in 2 weeks. however everytime you call the number you get the “if you are having difficulty making your payments pls talk to a rep.. we are offering this that and the other to help you” ya know! and you can’t get past the same dang people on the phone because once you put your loan number or phone number or anything to identify you… you pretty much go straight to collections! We are now working with housing resources to see if they can help get us somewhere… I mean where am i going to go? If i lose this dang house we are down and out for sure because we seriously can not pay rent for cheaper than our mortgage. At first indy was saying how they would make the house payment lower and add the difference to the end of the loan.. but now NOPE no such thing really. My husband was in an accident at was out of work for nearly 6 months… his family paid the first 3 months because we were under the impression IndyMac would be able to do something to help save us. Everyone says they don’t want another FC on their hands but I wonder if that’s a ploy!

]]> Comment on Loan Modification program from FDIC to help distressed IndyMac borrowers by Not a happy camper http://blogs.avoid-homeforeclosure.com/loan-modification-program-from-fdic-to-help-distressed-indymac-borrowers/#comment-586 Not a happy camper Tue, 16 Dec 2008 14:16:21 +0000 http://blogs.avoid-homeforeclosure.com/?p=30#comment-586 For reference, my husband called Indy this morning to ask about getting our loan lowered. We aren't behind on payments yet, but it is coming soon if things don't change. Indy Mac flat out said fill out an application, wait twenty days and we will see if you qualify. If we don't qualify he was told flat out "you miss your payments, you go into foreclosure." The people were rude and not helpful at all. We get stuck bailing them out and by the way did you know you now work for the government until July 16th before you work for yourself? Senators are getting a raise from 169,000 this year to 174,300 in 2009. What happened to a free society? This is more like having a dictatorship. No wonder our country is in the shape it is in. Our government doesn't listen to the people, they only listen to the rich while forcing us to pay for all their corruption. Someone should let our government know that slavery is illegal! How many big fish are going notices from the state & IRS? Most likely not near as many as the lower wage earner. This government has allowed this to happen and has in a large part been a part of stripping the American dream away from so many people. SHAME ON ALL OF YOU!!!!!! For reference, my husband called Indy this morning to ask about getting our loan lowered. We aren’t behind on payments yet, but it is coming soon if things don’t change.

Indy Mac flat out said fill out an application, wait twenty days and we will see if you qualify.
If we don’t qualify he was told flat out “you miss your payments, you go into foreclosure.”

The people were rude and not helpful at all. We get stuck bailing them out and by the way did you know you now work for the government until July 16th before you work for yourself?

Senators are getting a raise from 169,000 this year to 174,300 in 2009. What happened to a free society? This is more like having a dictatorship. No wonder our country is in the shape it is in.

Our government doesn’t listen to the people, they only listen to the rich while forcing us to pay for all their corruption.

Someone should let our government know that slavery is illegal! How many big fish are going notices from the state & IRS? Most likely not near as many as the lower wage earner. This government has allowed this to happen and has in a large part been a part of stripping the American dream away from so many people. SHAME ON ALL OF YOU!!!!!!

]]> Comment on Best time for borrowers to ask for help by Subprime Blogger » Mortgage Interest Rates Fall to Near Record Lows http://blogs.avoid-homeforeclosure.com/best-time-for-borrowers-ask-for-help/#comment-498 Subprime Blogger » Mortgage Interest Rates Fall to Near Record Lows Thu, 11 Dec 2008 04:04:18 +0000 http://blogs.avoid-homeforeclosure.com/?p=72#comment-498 [...] rates are at a near historic low and home affordability is at it highest level since 2001.  Consumers are currently refinancing their homes at a pace even higher than that seen during the housing boom [...] […] rates are at a near historic low and home affordability is at it highest level since 2001.  Consumers are currently refinancing their homes at a pace even higher than that seen during the housing boom […]

]]> Comment on Emergency Economic Stabilization Act of 2008 - $700 billion bailout law summary by cialis mastercard http://blogs.avoid-homeforeclosure.com/emergency-economic-stabilization-act-of-2008-700-billion-bailout-law-summary/#comment-404 cialis mastercard Thu, 04 Dec 2008 04:35:18 +0000 http://blogs.avoid-homeforeclosure.com/?p=60#comment-404 Yor site is very cool! Yor site is very cool!

]]> Comment on Best time for borrowers to ask for help by » Best time for borrowers ask for help http://blogs.avoid-homeforeclosure.com/best-time-for-borrowers-ask-for-help/#comment-384 » Best time for borrowers ask for help Mon, 01 Dec 2008 06:01:14 +0000 http://blogs.avoid-homeforeclosure.com/?p=72#comment-384 [...] Digital World wrote an interesting post today onHere’s a quick excerpt Read this interesting article in The New York Times on how lenders are willing to change the loan terms if homeownership costs exceed 38 percent of gross monthly income a measure known as the debt-to-income ratio. With the economy in full retreat and the jobless rate rising, borrowers and lenders in areas with previously marginal foreclosure rates are bracing for the worst. As a result, the banking industry has taken pre-emptive measures to help borrowers. [...] […] Digital World wrote an interesting post today onHere’s a quick excerpt Read this interesting article in The New York Times on how lenders are willing to change the loan terms if homeownership costs exceed 38 percent of gross monthly income a measure known as the debt-to-income ratio. With the economy in full retreat and the jobless rate rising, borrowers and lenders in areas with previously marginal foreclosure rates are bracing for the worst. As a result, the banking industry has taken pre-emptive measures to help borrowers. […]

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